Umbrella Coverage 101

Umbrella Coverage

Umbrella insurance protects you in liability situations where your home, auto or boat policies come up short. The extra coverage protects you in two ways—and here they are: 

  • Increases the dollar limit of liability coverage for primary policies: Say your auto insurance liability coverage limit is $300,000. If you purchase an umbrella policy of $1 million and cause an accident that exceeds your $300,000 auto insurance liability limit, your umbrella insurance can cover the remainder, up to a total of $1.3 million. That’s pretty huge.

  • Covers claims excluded by primary policies: Most liability policies don’t cover damage claims resulting from false arrest, libel, slander or defamation of character. Should one of these nightmare situations occur, your umbrella policy can help you tackle the financial burden. Another huge bonus.  

Get a Quote
Let our agents customize a quote for your needs
CALL FOR AN IMMEDIATE QUOTE:
LOS ANGELES AREA: (323) 604-1800
INLAND EMPIRE AREA: (909) 587- 1590
SAN DIEGO AREA: (619) 651-9560 

© 2019 Active Auto Insurance 

 Serving California, Southern California, Northern California, Greater Los Angeles Area, Fontana, CA Inland Empire, Chula Vista, CA, San Diego, CA Greater San Diego Area 

Los Angeles Area: (323) 604-1800
Inland Empire Area: (909) 587-1590
San Diego Area: (619) 651-9560 

License# 0G80275

  • Yelp - Black Circle
  • Facebook - Black Circle